GARG Seminar
The Governance and Accountability Research Group (GARG) sincerely thanks Professor Muhammad Umar (School of Accounting, Wuhan College, Wuhan, People’s Republic of China) for his excellent presentation on Central Bank Digital Currency (CBDC) on our platform. His insightful analysis and engaging delivery provided meaningful perspectives and inspired valuable academic discussion. We are grateful for his contribution on 24 April 2026 and look forward to future collaborations.

