{"id":217,"date":"2026-06-09T14:30:52","date_gmt":"2026-06-09T13:30:52","guid":{"rendered":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/?p=217"},"modified":"2026-06-09T14:30:53","modified_gmt":"2026-06-09T13:30:53","slug":"cbdc-types-design-and-architecture","status":"publish","type":"post","link":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/cbdc-types-design-and-architecture\/","title":{"rendered":"CBDC types, design and architecture: impact on financial inclusion across demographics and income groups"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\" style=\"font-style:normal;font-weight:200\">GARG Seminar<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Governance and Accountability Research Group (GARG) sincerely thanks <strong>Professor Muhammad Umar<\/strong> (School of Accounting, Wuhan College, Wuhan, People&#8217;s Republic of China) for his excellent presentation on Central Bank Digital Currency (CBDC) on our platform. His insightful analysis and engaging delivery provided meaningful perspectives and inspired valuable academic discussion. We are grateful for his contribution on 24 April 2026 and look forward to future collaborations.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"661\" src=\"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-content\/uploads\/sites\/41\/2026\/06\/centr-garg-blog-cbdc-2-1024x661.png\" alt=\"\" class=\"wp-image-231\" style=\"aspect-ratio:1.549181587643126;width:614px;height:auto\" srcset=\"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-content\/uploads\/sites\/41\/2026\/06\/centr-garg-blog-cbdc-2-1024x661.png 1024w, https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-content\/uploads\/sites\/41\/2026\/06\/centr-garg-blog-cbdc-2-300x194.png 300w, https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-content\/uploads\/sites\/41\/2026\/06\/centr-garg-blog-cbdc-2-768x495.png 768w, https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-content\/uploads\/sites\/41\/2026\/06\/centr-garg-blog-cbdc-2-1200x774.png 1200w, https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-content\/uploads\/sites\/41\/2026\/06\/centr-garg-blog-cbdc-2.png 1333w\" sizes=\"auto, (max-width: 709px) 85vw, (max-width: 909px) 67vw, (max-width: 1362px) 62vw, 840px\" \/><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>GARG Seminar The Governance and Accountability Research Group (GARG) sincerely thanks Professor Muhammad Umar (School of Accounting, Wuhan College, Wuhan, People&#8217;s Republic of China) for his excellent presentation on Central Bank Digital Currency (CBDC) on our platform. His insightful analysis and engaging delivery provided meaningful perspectives and inspired valuable academic discussion. We are grateful for &hellip; <a href=\"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/cbdc-types-design-and-architecture\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;CBDC types, design and architecture: impact on financial inclusion across demographics and income groups&#8221;<\/span><\/a><\/p>\n","protected":false},"author":101,"featured_media":229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":47,"footnotes":""},"categories":[3,47],"tags":[72,73,71,74],"class_list":["post-217","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-governance-and-accountability-research-group-garg","category-seminar-series","tag-cbdc","tag-central-bank-digital-currency","tag-garg-seminar","tag-professor-muhammad-umar"],"_links":{"self":[{"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/posts\/217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/users\/101"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/comments?post=217"}],"version-history":[{"count":17,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/posts\/217\/revisions"}],"predecessor-version":[{"id":243,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/posts\/217\/revisions\/243"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/media\/229"}],"wp:attachment":[{"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/media?parent=217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/categories?post=217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.uwe.ac.uk\/governance-and-accountability\/wp-json\/wp\/v2\/tags?post=217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}